Protect Your Home From Foreclosure
Nationwide, we are seeing an all-time high of home foreclosures over the last several years, with some estimates reaching as many as one million home foreclosures in a single year. Many of these foreclosures would be avoided by simply contacting an attorney. Oftentimes, your bank will mislead you and make you believe that they are going to work with you to save your home while they actually continue with the foreclosure process.
By filing for a Chapter 13 bankruptcy, home foreclosure can be stopped! Even if the process of home foreclosure has already been initiated by your home mortgage lender, we may be able to work with you and stop this process. To contact a Utah bankruptcy lawyer, contact The Law Firm of Theron D. Morrison located in Ogden, Salt Lake City, Logan, and Orem Utah. Schedule a free consultation today by calling us at 801-528-4883.
Chapter 13 Bankruptcy
Even if you are late on your home mortgage payments, there can be relief in sight. Don’t ignore the problem and hope for the best or you risk losing your home.
At The Law Office of Theron D. Morrison, we have worked with many people in the same financial situation as you to find solutions to their financial challenges. By filing for a Chapter 13 bankruptcy, we may be able to help stop your home foreclosure,.
Home foreclosure, wage garnishment, collection calls, or any further collection activity is automatically stopped when we file for bankruptcy on your behalf.
Keep Your Property
Filing for a Chapter 13 bankruptcy does not mean that your property is lost to liquidation. Filing for a Chapter 13 bankruptcy allows you to create a plan for repaying your debt that is then submitted to a bankruptcy court for approval. Once you choose to work with our firm, we will help you create a manageable three-year or five-year repayment plan that can help you bring your mortgage payments current.
Not only can a Chapter 13 bankruptcy repayment plan help to protect your home, but it may also help you to keep your vehicle from repossession. Once your plan is approved by a judge, all of your applicable creditors are legally bound to abide by the terms that have been set. Not only do you gain some time to repay your debts, but potentially some of your debt can even be discharged by filing for a Chapter 13 bankruptcy.
Contact Us
If you are worried about home foreclosure, our Utah bankruptcy lawyers can help. Call us at (801)528-6759 to set up an appointment at our Ogden, Logan, Orem, or Sandy offices.